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A two-column checklist of contractor texts that are fine to send and texts that are not

Florida’s rule fits in one line of §489.113(2): “A person must be certified or registered in order to engage in the business of contracting in this state.” Two boards in the Department of Business and Professional Regulation (DBPR) share the work: the Construction Industry Licensing Board under Part I of Chapter 489, and the Electrical Contractors’ Licensing Board under Part II. The general method for any state is in Do I Need a Contractor License? This is Florida in detail.

Certified or registered

Those two words are the map:

CertifiedRegistered
Where you may contract“In any jurisdiction in the state without being required to fulfill the competency requirements of that jurisdiction” (§489.105(8))Only in the counties, cities or districts where you met the local licensing requirements (§489.117(1)(b))
How you qualifyPass the board’s examination (§489.113(1))Show you met the local exam and licensing requirements; “An examination is not required for registration” (§489.117(1)(a))
DBPR license codeBegins with CBegins with R
Working somewhere newShow the local building official your certificate and pay the local fees (§489.113(4))Meet that jurisdiction’s requirements, then report it to the board within 30 days (§489.117(1)(c))

Registration has a limit: the board may not issue a new registration based on a local license from a county or city that does not exercise disciplinary control over its locally licensed contractors (§489.117(2)(a), with a narrow exception in (2)(b)). Certification is the license that travels with the truck.

Division I and Division II

§489.105(3) splits Part I contractors into two divisions:

  • Division I. General contractors (unlimited); building contractors (commercial and residential buildings up to three stories, or remodeling any size building without affecting structural members); and residential contractors (one-, two- and three-family homes of no more than two habitable stories above no more than one uninhabitable story).
  • Division II. Sheet metal, roofing, Class A and B air-conditioning (Class B is limited to 25 tons of cooling and 500,000 Btu of heating per system), mechanical, commercial and residential pool/spa, pool/spa servicing, plumbing, underground utility and excavation, solar, pollutant storage systems, and specialty contractors in categories the board sets by rule. Class C air-conditioning licenses are no longer issued to anyone who did not hold one on October 1, 1988.

The divisions matter on the job because of §489.113(3): a contractor “shall subcontract all electrical, mechanical, plumbing, roofing, sheet metal, swimming pool, and air-conditioning work” unless it holds the state certificate or registration for that trade. There are exceptions: a general, building or residential contractor need not subcontract shingle roofing on a new building of its own construction, and a general contractor need not subcontract structural pool work. Outside those exceptions, a Division I license does not let you do the listed trades yourself. And no general, building or residential contractor certified after 1973 may advertise as a roofing contractor without a roofing license.

Qualifying for a state certificate

  • Age and character. At least 18, and of good moral character (§489.111).
  • Experience. At least 4 years of active experience as a skilled worker or foreman, at least 1 of them as a foreman. College credits can stand in for some of it: 1 year as a foreman plus 3 years of credits, for example. A 4-year degree in engineering, architecture or building construction plus 1 year of experience also qualifies.
  • The exam. It includes a business and finance portion; §489.113(1) lets a building-construction graduate with a grade point average of 3.0 or higher take that portion alone.
  • Insurance and finances. Before the certificate issues, an affidavit that you have workers’ compensation as Chapter 440 requires, plus public liability and property damage insurance in amounts the board sets by rule; a credit report; and a statewide criminal history check (§489.115).
  • Renewal. Every 2 years, with at least 14 classroom hours of continuing education each cycle.

Florida’s workers’ comp rules for construction are their own subject; see Workers’ Comp: When Your State Requires It.

Electrical work answers to a different board

Under Part II, an electrical contractor is one who installs, repairs, alters, adds to or designs “electrical wiring, fixtures, appliances, apparatus, raceways, conduit, or any part thereof” (§489.505(12)). DBPR lists the license types: the unlimited electrical contractor; alarm system contractor I (all alarm systems) and II (all but fire); and specialty contractors limited to one segment, such as residential electrical contracting, low voltage systems or maintenance of electrical fixtures. It adds that a registered electrical contractor “MAY NOT contract for any alarm system.”

Certification under §489.511 takes the exam plus experience, for example at least 4 years as a supervisor or contractor in the trade within the last 8 years. One more difference matters for small jobs: Part II’s list of exemptions, §489.503, has no casual-and-minor dollar exemption like the $2,500 one in Part I. Do not lean on $2,500 for wiring or alarm work.

Local licenses: what counties and cities may still require

§489.117(4)(a) draws a hard line. A person whose job scope does not substantially correspond to a state category need not register with the board, and a local government may not require a state or local license for that work, or to get a permit for it. The statute’s own list includes painting; flooring; cabinetry; interior remodeling that includes no task needing a state license; driveway or tennis court installation; handyman services; decorative stone, tile, marble, granite or terrazzo installation; plastering; pressure washing; stuccoing; caulking; and canvas awning and ornamental iron installation.

Exceptions keep some local cards alive. A local government that required them before January 1, 2021 may keep offering licenses for veneer (including aluminum or vinyl gutters, siding, soffit and fascia), rooftop painting, coating and cleaning above three stories, and fence installation; a county with an area of critical state concern may keep licenses it imposed before 2021. Counties and cities may still issue journeyman licenses in plumbing, pipe fitting, mechanical and HVAC (§489.1455). So a painter or pressure washer needs no contractor license for ordinary painting or washing, while a fence or gutter installer should check the county first.

What a handyman may do

Part I’s exemption for casual, minor work under $2,500 (§489.103(9)), and the conditions that void it (a split job, or advertising as a contractor), are laid out next to California’s and Arizona’s in the general licensing article linked at the top. For a handyman, Florida adds two lines drawn earlier in this article: the job scopes for which no license may be required at any price, and electrical work, where Part II has no dollar exemption at all.

Say a handyman agrees to paint two bedrooms and replace door hardware for $2,000, and the homeowner then asks for a new bathroom exhaust fan on a new switch. The painting and hardware fall in job scopes the statute names, painting and handyman services, for which no license may be required. The new wiring is electrical contracting under Part II, which has no $2,500 exemption, so it goes to a licensed electrical contractor.

What unlicensed contracting costs

  • Criminal. Contracting, or advertising as available to contract, without the certificate or registration is a first-degree misdemeanor; a repeat offense, or one during a state of emergency declared by the Governor, is a third-degree felony (§489.127).
  • On the job. DBPR may issue a stop-work order, and counties and cities may have code enforcement officers issue citations.
  • The money. Contracts entered into by an unlicensed contractor “shall be unenforceable in law or in equity by the unlicensed contractor,” with no lien or bond claim for the labor, services or materials (§489.128). You count as unlicensed only if a state license was required for the scope of work, and not for lacking a local business tax receipt.

Once licensed, §489.119(5) puts your number on every offer, bid, contract and advertisement “regardless of medium,” and on any vehicle that bears your business name; the details are in Your License Number in Ads. DBPR lets anyone verify a license by name or number, so look yourself up the way a customer would, and make sure the name and number on your truck match it.

General information, not legal or tax advice. Rules change and vary by state; check with the agency named above or a professional for your situation.

Sources

  1. Florida Statutes § 489.103, Exemptions, The Florida Legislature (accessed October 20, 2026)
  2. Florida Statutes § 489.105, Definitions, The Florida Legislature (accessed October 20, 2026)
  3. Florida Statutes § 489.111, Licensure by examination, The Florida Legislature (accessed October 20, 2026)
  4. Florida Statutes § 489.113, Qualifications for practice; restrictions, The Florida Legislature (accessed October 20, 2026)
  5. Florida Statutes § 489.115, Certification and registration; endorsement; reciprocity; renewals; continuing education, The Florida Legislature (accessed October 20, 2026)
  6. Florida Statutes § 489.117, Registration; specialty contractors, The Florida Legislature (accessed October 20, 2026)
  7. Florida Statutes § 489.119, Business organizations; qualifying agents, The Florida Legislature (accessed October 20, 2026)
  8. Florida Statutes § 489.127, Prohibitions; penalties, The Florida Legislature (accessed October 20, 2026)
  9. Florida Statutes § 489.128, Contracts entered into by unlicensed contractors unenforceable, The Florida Legislature (accessed October 20, 2026)
  10. Florida Statutes § 489.1455, Journeyman; reciprocity; standards, The Florida Legislature (accessed October 20, 2026)
  11. Florida Statutes § 489.503, Exemptions (Part II, electrical and alarm system contracting), The Florida Legislature (accessed October 20, 2026)
  12. Florida Statutes § 489.505, Definitions (Part II), The Florida Legislature (accessed October 20, 2026)
  13. Florida Statutes § 489.511, Certification; application; examinations; endorsement, The Florida Legislature (accessed October 20, 2026)
  14. Construction Industry, Florida Department of Business and Professional Regulation (accessed October 20, 2026)
  15. Electrical Contractors, Florida Department of Business and Professional Regulation (accessed October 20, 2026)

Where this comes from

Written by the team at Tailgate Office, LLC. Every figure comes from the sources listed above, as of the day each was accessed; prices and rules change without warning. Nothing here is legal, tax or financial advice.

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